What is your current role at the Bank of Finland?

I am head of the fintech division within the payment systems department. We look at fintech broadly but, a few years ago, we recognised that a lot of fintech is about payments and payment systems. That’s why we have positioned the division in the payment systems department.

We started this function about eight years ago. The idea is to look at some of the new technologies and developments shaping the financial industry, and learn how they might

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