The early adopters of central bank digital currency (CBDC) would most likely be well-educated men under 35, new research by the Netherlands Bank (DNB) found.

The DNB surveyed 2,496 people to find out what would trigger consumer adaptation of a CBDC.

The study found that 51% of respondents were not interested in opening a CBDC current account at all. “The likelihood that someone intends to open a CBDC current account correlates positively with knowledge of CBDC and the importance people attach to